Our Team

Dan Schiffman joined Northwestern Mutual in 1998 after completing his education at St. Mary’s College of Maryland and Oxford University. In his years as a Wealth Management Advisor with Northwestern Mutual, Dan has grown his knowledge base through the pursuit of several professional accreditations in order to better serve his clientele. Dan is a CERTIFIED FINANCIAL PLANNER™ Professional, Certified in Long-Term Care (CLTC®), and a Chartered Life Underwriter (CLU®) – all designations that mark the completion of a rigorous course of study, testing and ongoing education. Additionally, Dan has received numerous industry awards for his commitment to excellence in financial planning, and has had the honor of being invited to speak to hundreds of his Northwestern Mutual colleagues as a keynote speaker and thought leader at the Northwestern Mutual Eastern Regional Meeting in New York City a total of four times.

In 2021, Dan established Capital River Wealth Management with Northwestern Mutual. After running his own practice for many years with the support of his amazing team, the creation of Capital River Wealth Management was the next logical step in providing the personalized service and expert guidance that Dan’s clients expect.

Dan is a member of the Certified Financial Planners Board of Standards, Inc, the National Association of Insurance and Financial Advisors (NAIFA), and the Association for Advanced Life Underwriting. His financial planning philosophy is to always meet his clients where they are – by establishing personal relationships and learning each person’s philosophies he is able to create enduring connections with clients that last for years and span generations.

Dan and his wife Lisa live in Frederick, MD, with their children. He loves all things history—and is unable to walk through a museum without slowing everyone down while he reads. Dan also enjoys creative writing, and spending time with his family and friends, which occasionally includes a night of karaoke.

Annette joined Dan's team in April 2006, and oversees business operations and marketing. She is committed to ensure execution of clients' financial plans while building client relationships at the high level of service our clients expect from us. Annette also develops and implements practice initiatives. Clients typically hear from Annette to schedule review meetings and is the primary contact for our special events. Annette genuinely enjoys connecting people together. Please reach out to her if you need to schedule a meeting, help with the client website, go paperless, or connect quality people with Dan.

Annette is a graduate of SUNY Cobleskill, SUNY Institute of Technology at Utica/Rome and Mount Saint Mary's University. She holds her Maryland life, health, variable annuity and long-term care licenses (Series 6, 63) , and security registration.

Luke joined Dan’s practice as an Associate Wealth Management Advisor in March 2018. Before joining Northwestern Mutual, Luke worked as a trading platform analyst for BlackRock. At BlackRock Luke provided external portfolio managers with consultation on sophisticated risk analysis, efficient trading models, and comprehensive investment management expertise to power informed decision-making across the firm's risk management platform. In addition to professional experience, Luke has an MBA from Eastern University and currently holds his Maryland life and health insurance license and his Series 7 and Series 63 securities licenses – all of which give him the expertise needed to serve Dan’s clientele at a high level. Luke’s favorite part of his role is consulting with individuals and businesses to form lasting relationships. He enjoys working together to help people make progress toward achieving their financial goals.

Luke resides in Valley Forge, PA with his wife Tiffany, their son James and daughter Ella. The family also consists of their English Cream Golden Retriever, Charlie. Luke enjoys staying active by playing cricket for his local club, golfing, skiing, DC sports and gives back to the community through his involvement with Habitat for Humanity.

Jason has been working in the financial planning industry for over 15 years and previously worked for T. Rowe Price in Baltimore. He currently holds the Maryland life and health license and the Series 7. His role is directed toward helping Dan create full scale financial plans for our individual and business clients.

Roman joined Dan's team in 2018 and has been a part of Northwestern Mutual since 2014. He assists our team by developing investment plans and helps with implementation of our client financial plans. Roman and his team execute our client’s investment servicing needs. Roman possesses an extensive Northwestern Mutual Investment Services operations background which allows our team to develop plans tailored for each client. Roman graduated from University of Washington majoring in Economics and holds his Series 7 and 66.