Our Team

Capital River Wealth Management is committed to helping our clients whether they are concerned for their own financial needs or those of their family or business. We get to know our client's goals and philosophies in order to provide truly customized plans. 

Together, we stand committed to providing the best customer service possible. If you have a question or need assistance at any time, please let us know. 

Annette Tinder

Annette Tinder, MBA, CLTC®

Director of Marketing and Business Operations
Office 301-662-1412
Fax 301-698-8772

Annette joined Dan's team in April 2006, and oversees business operations and marketing.  She is committed to ensure execution of clients' financial plans while building client relationships at the high level of service our clients expect from us.  Annette also develops and implements practice initiatives.  Clients typically hear from Annette to schedule review meetings and is the primary contact for our special events.  Annette genuinely enjoys connecting people together.  Please reach out to her if you need to schedule a meeting, help with the client website, go paperless, or connect quality people with Dan. 

Annette is a graduate of SUNY Cobleskill, SUNY Institute of Technology at Utica/Rome and Mount Saint Mary's University.  She holds her Maryland life, health, variable annuity and long-term care licenses, and security registration.

Luke McLaughlin

Luke McLaughlin, MBA, CLTC®

Associate Wealth Management Advisor
Office 301-302-8732

Luke joined Dan’s practice as an Associate Wealth Management Advisor in March 2018. Before joining Northwestern Mutual, Luke worked as a trading platform analyst for BlackRock. At BlackRock Luke provided external portfolio managers with consultation on sophisticated risk analytics, efficient trading models, and comprehensive investment management expertise to power informed decision-making across the firm's risk management platform. In addition to professional experience, Luke has an MBA from Eastern University and currently holds his Maryland life and health insurance license and his Series 7 and Series 63 securities licenses – all of which give him the expertise needed to serve Dan’s clientele at a high level. Luke’s favorite part of his role is consulting with individuals and businesses to form lasting relationships. He enjoys working together to help people make progress toward achieving their financial goals.

Luke resides in Valley Forge, PA with his wife Tiffany, their son James and daughter Ella. The family also consists of their English Cream Golden Retriever, Charlie. Luke enjoys staying active by playing cricket for his local club, golfing, skiing, DC sports and gives back to the community through his involvement with Habitat for Humanity.

Robert Dixon

Robert Dixon, J.D.

Operations Associate
Office 301-302-8730

Rob joined Capital River Wealth Management as an Associate in 2021. Rob had previously worked with Dan Schiffman from 2012-2015 during his time as a Northwestern Mutual financial representative in Frederick. After a career change to education with Frederick County Public Schools, Rob is excited to return to financial services with Capital River Wealth Management and apply his industry knowledge and experience to serving clients.

Rob resides in Hagerstown, Maryland and is the proud father of 4 children. His hobbies include coaching and fitness and in 2021 he was inducted into the State of Delaware Track & Field Hall of Fame.

Jason Howard Dansicker

Jason Howard Dansicker, CLU®, CFP®

Financial Plan Analyst
Office 410-480-7069

Jason has been working in the financial planning industry for over 15 years and previously worked for T. Rowe Price in Baltimore. He currently holds the Maryland life and health license and the Series 7. His role is directed toward helping Dan create full scale financial plans for our individual and business clients. 

Roman M Okrasinski II

Roman M Okrasinski II, MBA

Financial Planning Consultant
Office 410-539-0084

Roman joined Dan's team in 2018 and has been a part of Northwestern Mutual since 2014. He assists our team by developing investment plans and helps with implementation of our client financial plans. Roman and his team execute our client’s investment servicing needs. Roman possesses an extensive NMIS Operations background which allows our team to develop plans tailored for each client. Roman graduated from University of Washington majoring in Economics and holds his Series 7 and 66.

Penny Siedlecki Tucker

Penny Siedlecki Tucker

Director of New Business
Mobile 847-471-3984

Penny has been with Northwestern Mutual since Aug 1989.  Penny works with Dan as a pre-underwriting liaison to expedite the underwriting process.  She holds her life and health license.

Capital River Wealth Management

Daniel J Schiffman, CFP®, CLU®, CLTC®
Wealth Management Advisor

Capital River Wealth Management

  • Office 301-698-8955
  • Mobile 301-524-0210
  • Fax 301-698-8772


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Visit our Client Relationship Summaries (Form CRS) which provide brief information about our firms that provide brokerage services and advisory services.